由于本人单位与交通银行之间存在千丝万缕的联系,所以在交通银行双币信用卡发行时,友情赞助申请了一张双币信用卡。
可是,在使用这张信用卡的过程中我确发现,这张信用卡带给我的不是便利而是“噩梦”。
年初,我去了一趟香港,带了两张卡,一张招商银行卡,一张交通银行卡,其中在交通银行卡上刷了800多美金和若干金额的人民币。回到上海后,收到了交通银行的帐单,为此,我在交通银行信用卡帐户存进了包括人民币帐款和美元帐款换算人民币金额相当金额并稍有富余的人民币。由于本人当时疏忽没有告诉银行方面购汇,银行方面在我账面人民币余额大量超额的情况下,告知我美元帐户欠款。
为此,我心甘情愿的按照美元帐单全额还款。这是第一次还款。
到了第二个月,我又收到了美元帐单,金额为20几美元(反正就是利息还有罚金什么的)。好,本人是良民,又按时去银行还了这20几美元。这是第二次还款。
到了第三个月,交通银行的美元帐单又如期而至。这次是3个多美元的帐单。本人又如期的交了这份帐单,心想,总该结束了吧。这是第四次还款。
这个月,本人又看到了美元帐单,还款金额是2美分。我只能克制愤怒了。这是第五次还款。
经过同交通银行的这些交易,我只能庆幸两点:
第一、 如果本人最初的美元金额再大一点,恐怕还得第六、第七次、…、第十次还款;
第二、 幸亏Amazon等国外网站不接受交通银行的双币卡。如果接受的话,本人在Amazon上的消费足够让交通银行把我折磨死了。
以下为Amazon的刷卡失败(交通银行)通知
Greetings from Amazon.com.
We're writing to let you know that we are having
difficulty processing your Visa (exp. 2008/08).
We will try charging your credit card again
shortly. It is not necessary to place a new order,
but you may want to review the payment information
for your order and make sure it is correct and
current.
To do this:
1. Go to our home page (www.amazon.com) then click
"Your Account" on the top right menu.
2. Choose the option "Edit or delete a payment
method" (found under "Payment Settings" in the
"Account Settings" box).
3. After you sign in, you will see all your
current payment settings. You can click the "Edit"
button to review and make changes. Look for the
phrase "You have # open order(s) on this method"
at the bottom of the credit card information to
find the credit card you are currently using to
pay for open orders.
Thanks for shopping at Amazon.com.
Sincerely,
Amazon.com Customer Service
http://www.amazon.com/
Please note: This e-mail was sent from a
notification-only address that cannot accept
incoming e-mail. Please do not reply to this
message.